Unlike the personal needs loan without real guarantees, the consumer loan with real estate guarantee is provided with a much wider ceiling, up to 500,000 Euros, obviously taking into account the applicant’s income and the valuation of the property brought in the mortgage.

However, this amount is contingent upon the applicant’s income and the property’s valuation used as collateral. The valuation process assesses the property’s market value to determine the loan amount.

Similar to personal loans, the funds obtained from a consumer loan can be used for various purposes. Borrowers can finance the purchase or completion of a house with these funds.

You can also use the money for home renovations, enhancing your property’s value and comfort. Additionally, these loans can help with purchasing a car or financing an auto credit.

Furthermore, consumer loans with real estate guarantees can be used for buying consumer goods or other personal needs. They are also effective for refinancing older loans, allowing consolidation of debts into a single payment.

This flexibility makes consumer loans an appealing choice for individuals seeking substantial financial support. They combine larger borrowing limits with the versatility to address diverse financial requirements.

Lending conditions:

  • credit currency: EUR/USD
  • maximum amount: there is no maximum amount (maximum loan can be given depending on income)
  • maximum loan period: 5 years
  • average approval time: 10 days

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Personalised financial solutions

New Credit mediates lending solutions between you and banking institutions, offering all types of loans—from unsecured personal loans, consumer loans, and secured loans to refinancing, ‘Noua Casă,’ and credit cards—designed to meet diverse financing needs.

NewCredit – Personal loan, mortgage loan, refinancing, car loan –

With over 10 years of experience in finance, especially in personal loans, we have over ten thousand satisfied clients who turn to us whenever they need a banking product or financial advice.

We’re here to help you with a personal loan, a credit card, a car loan or refinancing an existing loan.

We assess your situation and provide the best loan options for you and your family. We partner with major banks, working together to find the best offer tailored to your needs.”

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