Customized financial solutions
WE ARE
YOUR SPECIALIST IN BANK LOANS
NewCredit is a constantly growing company that deals with consultancy of bank loans of all types. From a mortgage loan or a personal loan to a car loan we are here for you. We are recommended by our 10 years of experience in the field of banking consultancy and a number of over 90,000 satisfied customers.
OFFERED SERVICES
PRODUCTS – From a mortgage loan to a personal loan
We can offer you up to 100,000 € without a mortgage!
PERSONAL NEEDS LOAN WITHOUT GUARANTEE
A personal loan is the easiest and fastest way to get a sum of money from a bank.
PERSONAL NEEDS LOAN WITH REAL ESTATE GUARANTEE
We can offer consultancy for you a secured mortgage loan to fulfill any dream you have.
LOAN REFINANCING WITH AND WITHOUT GUARANTEE
Do you already have a loan, but want to reduce the amount of the monthly installment you pay to the bank? Or maybe you need help paying your monthly installments
MORTGAGE LOAN
Mortgage lending is globally the most common form of lending for the purchase of a house, being the safest form of lending from the point of view of the financing bank.
HOME LOAN
The “HOME loan” programs are government programs that aim to facilitate access for individuals to purchase a home by contracting state-guaranteed loans.
CAR LOAN
Do you want to buy a car? Do you want a new car or a used one? Regardless of the options, we can help you with a loan through which the purchase of a car will not be felt as a financial effort!
STEPS TO FOLLOW
Customized financial solutions
SINGLE POINT OF VALUE
WHY TO CHOOSE NEW CREDIT FOR YOUR PERSONAL LOAN
- Depending on the financial needs of the client, we identify the most advantageous banking offers on the market
- We prepare the loan papers in the best form, considerably increasing the chances of obtaining a bank loan
- We explain to the client’s understanding all the financial-banking terms existing in the loan agreement and we explain each secondary cost
- We can obtain the lowest interest (FIXED) and negotiate certain costs / commissions in order to benefit from the best loan offer
- The loan granting time is minimal, depending on the profile of each client; if it is a good one it can withdraw the money on the same day as signing the brokerage contract
- Our clients can get a much higher amount, up to 100,000 euros in loan for personal needs
WHAT OUR CLIENTS SAY
TESTIMONIALS
REPRESENTATIVE EXAMPLES
PERSONAL NEEDS LOAN
Personal needs loan is the ideal solution to quickly obtain (financial approval on average in 24 hours) a sum of money from the bank, without complicated bureaucracy. This type of loan offers maximum flexibility, and can be used for any financial need.
How can you use the money? Simple: purchasing or renovating your home, buying a car, household items or even refinancing other existing loans.
Loan details:
Currency: RON
Maximum amount: determined by your income (there is no imposed limit)
Minimum period: 1 year
Maximum period: 5 years
Approval time: on average, 24 hours
Maximum effective annual interest rate (APR): 25.9%
Estimated APR: 6.5% – 25.9%
Repayment period: between 12 and 60 months
Representative example
| Element | Value |
|---|---|
| Amount borrowed | 10.000 RON |
| Term | 60 months |
| APR | 6,5% |
| Estimated monthly rate | 195 RON |
| Total to be reimbursed | 11.700 RON |
| Total cost of the loan | 1.700 RON |
PERSONAL NEEDS LOAN WITH REAL ESTATE GUARANTEE
Consumer credit with real estate guarantee represents a superior alternative to a personal needs loan without guarantees, offering access to significantly higher amounts, up to RON 500,000. The value of the loan is established according to the applicant’s income and the valuation of the property offered as collateral.
As in the case of unsecured credit, you can use the amount obtained for any type of expense: purchasing or renovating your home, buying a car, household items or refinancing existing loans.
Loan details:
Currency: RON
Maximum amount: up to RON 500,000, depending on income and collateral
Minimum period: 1 year
Maximum period: 5 years
Maximum effective annual interest rate (APR): 25.9%
Estimated APR: 6.5% – 25.9%
Repayment period: between 12 and 60 months
Representative example
| Element | Value |
|---|---|
| Amount borrowed | 50.000 RON |
| Term | 60 months |
| APR | 6,5% |
| Estimated monthly rate | 975 RON |
| Total to be reimbursed | 58.500 RON |
| Total cost of the loan | 8.500 RON |
EXPERIENCE – CENTRED AROUND YOUR PERSONAL LOAN NEEDS
We scout the banking market to get you the lowest interest rate on the market and the amount needed to finance your plans!
Find out more ABOUT US
Personalised financial solutions
New Credit offers consultancy in order to obtain credit solutions, offering all types of loans—from unsecured personal loans, consumer loans, and secured loans to refinancing, ‘Noua Casă,’ and credit cards—designed to meet diverse financing needs.
NewCredit – Personal loan, mortgage loan, refinancing, car loan –
With over 10 years of experience in finance, especially in personal loans, we have over ten thousand satisfied clients who turn to us whenever they need a banking product or financial advice.
We’re here to help you with a personal loan, a credit card, or refinancing an existing loan.
We assess your situation and provide the best loan options for you and your family. We partner with major banks, working together to find the best offer tailored to your needs.”
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