Loan scoring is an algorithm used by financial institutions to assess an individual’s ability to repay their debts on time. This includes timely payment of loan installments and other financial obligations.

When granting loans, the most critical factor is the borrower’s repayment capacity. This capacity varies from person to person, resulting in each individual having a unique score.

Scoring serves as a vital tool for financial institutions, especially as they process tens of thousands of loans each year. It provides a consistent standard for evaluating and approving loan applications.

Below, you will find a comprehensive credit scoring form that you can send us for a creditworthiness assessment. We can also inform you of the maximum loan amount you qualify for and the associated monthly installment.

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