{"id":8407,"date":"2021-01-12T16:57:04","date_gmt":"2021-01-12T14:57:04","guid":{"rendered":"https:\/\/newcredit.ro\/patru-din-zece-romani-reusesc-sa-faca-economii-in-pandemie\/"},"modified":"2026-04-14T12:17:34","modified_gmt":"2026-04-14T09:17:34","slug":"four-out-of-ten-romanians-manage-to-save-in-the-pandemic-period","status":"publish","type":"post","link":"https:\/\/newcredit.ro\/en\/four-out-of-ten-romanians-manage-to-save-in-the-pandemic-period\/","title":{"rendered":"Patru din zece rom\u00e2ni reu\u0219esc s\u0103 fac\u0103 economii \u00een pandemie"},"content":{"rendered":"
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Credit nevoi personale, credit ipotecar, refinantare, card de credit sau credit auto in cele mai bune conditii!<\/strong><\/p>\n

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Potrivit studiului Digitalizarea sistemului bancar în percepția românilor realizat în ultima lună a anului trecut de Institutul Român pentru Evaluare și Strategie (IRES) comandat de Asociația Română a Băncilor, în perioada pandemiei, aproximativ patru din zece români au reușit să facă economii. Procentul este semnificativ mai mic, raportat la cel din perioada de dinaintea pandemiei, când aproximativ 68% dintre respondenți susțineau că au avut capacitatea de a face economii. Pe de altă parte, potrivit aceluiași studiu, bărbații și în general persoanele care locuiesc în mediul urban reușesc să economisească în această perioadă. Sondajul amintit mai sus a fost realiza în ultima lună a anului trecut pe un eșantion de 1479 respondenți adulți dintre care 1158 sunt utilizatori de servicii bancare.<\/p>\n

Dacă ar dispune de sume mari de bani și deci, ar dori să economisească, 28% dintre respondenți ar investi în educația lor sau a unor membri ai familiei, 23% ar depune sumele aferente acestor economii la bancă, 16% ar avea inițiative antreprenoriale în vreme ce 10% ar cumpăra valută. Doar 9% dintre respondenți declară că ar păstra banii cash în casă.<\/p>\n

În ciuda pericolelor generate de pandemia de Covid-19, 78% dintre români preferă încă interacțiunea directă cu un funcționar la constituirea unui depozit bancar în vreme ce doar 14% doresc interacțiune strict on-line.<\/h3>\n

Două treimi din economiile populației sunt realizate în moneda națională, majoritatea depozitelor fiind constituite pe termen scurt. Astfel, mai mult de jumptate din soldurile băncilor sunt constituite de populație, numărul deponenților la instituțiile de credit participante FGDB cifrându-se în prezent la 14,9 milioane de persoane din care 13,8 milioane reprezintă doar persoane fizice.<\/p>\n

De altfel, în ciuda unei scăderi a ponderii persoanelor care economisesc în ultima perioadă, a crescut accelerat viteza de creștere a depozitelor clienților în ritm anual de 3-4 procente peste nivelul de dinainte de pandemie. Soldul depozitelor populației este cifrat în acest moment la 410 miliarde de lei.<\/p>\n

Pe de altă parte, sistemul bancar asigură consultanta financiară, unul dintre cele mai importante obiective ale acestuia fiind cel de a proteja economiile populației și ale companiilor. Astfel, băncile românești dispun de resursele necesare penrtu creditare continuă, indicatorul credite\/depozite fiind plasat la 68.88% la finele celui de-al treilea trimestru al anului 2020 în vreme ce indicatorul de solvabilitate este de 3 ori mai mare decât minimul admis, ajungând la 22,76%.<\/p>\n

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Sursa: www.banknews.ro<\/a><\/strong><\/p>\n

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New Credit<\/strong> ofera consultanta in vederea obtinerii de soluții de creditare, oferind toate tipurile de credite, de la credite negarantate, de consum, credite garantate, refinanțări, Noua Casă, până la carduri de credit, cu scopul de a răspunde nevoilor de finanţare.<\/p>\n

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NewCredit – Credit nevoi personale, credit ipotecar, refinantare, credit auto –<\/strong><\/h3>\n
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Cu o experiență de peste 10 ani în domeniul financiar-bancar, în mod deosebit al creditării persoanelor fizice, avem peste zece mii de clienți mulțumiți care ori de câte ori au nevoie de un produs bancar sau de un sfat din domeniul financiar, apelează cu încredere la ajutorul nostru pentru a le oferi cea mai bună soluție pentru nevoile lor.<\/p>\n<\/div>\n<\/div>\n

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Ai nevoie de un card de credit? De un credit? Dorești să-ți refinanțezi un credit existent? Noi te putem ajuta. Analizăm situația în care te afli și venim cu cele mai bune propuneri de creditare pentru tine și familia ta.<\/p>\n

Suntem parteneri cu cele mai importante bănci din piața creditelor. Vom studia împreună oferta acestor bănci și vom alege oferta care ți se potrivește cel mai bine.<\/p>\n<\/div>\n<\/div>\n

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Viziteaza si pagina noastra de Facebook<\/a> pentru a lua contact cu experienta NewCredit.<\/strong><\/p>\n

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Potrivit studiului Digitalizarea sistemului bancar \u00een percep\u021bia rom\u00e2nilor realizat \u00een ultima lun\u0103 a anului trecut de Institutul Rom\u00e2n pentru Evaluare \u0219i Strategie…<\/p>\n","protected":false},"author":1,"featured_media":8359,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_pingme":["1"],"_encloseme":["1"],"_wpml_word_count":["781"],"kodex_post_likes_count":["0"],"kodex_post_dislikes_count":["0"],"_ultimate_layouts_video_link":[""],"textfalse":[""],"_layout":["default"],"_padding":["true"],"page_preloader":["false"],"_introduce_align":["left"],"_disable_breadcrumb":["true"],"_single_blog_style":["default"],"_single_post_type":["image"],"_classic_orientation":["landscape"],"_single_video_site":["youtube"],"_disable_featured_image":["true"],"_disable_meta":["true"],"_disable_tags":["true"],"_disable_related_posts":["true"],"_disable_about_author":["true"],"_show_author_email":["true"],"_disable_comments":["true"],"_enable_local_backgrounds":["false"],"_hb_override_template_id":["0"],"theme_header_style":["1"],"theme_header_align":["left"],"theme_toolbar_toggle":["true"],"_transparent_header":["false"],"_trans_header_remove_bg":["true"],"_transparent_header_skin":["light"],"_sticky_header_offset":["header"],"background_selector_orientation":["full_width_layout"],"boxed_layout_shadow_size":["0"],"boxed_layout_shadow_intensity":["0"],"body_color_gradient":["single"],"body_color_gradient_style":["linear"],"body_color_gradient_angle":["vertical"],"body_size":["false"],"body_source":["no-image"],"body_parallax":["false"],"page_color_gradient":["single"],"page_color_gradient_style":["linear"],"page_color_gradient_angle":["vertical"],"page_size":["false"],"page_source":["no-image"],"page_parallax":["false"],"header_color_gradient":["single"],"header_color_gradient_style":["linear"],"header_color_gradient_angle":["vertical"],"header_size":["false"],"header_source":["no-image"],"header_parallax":["false"],"banner_color_gradient":["single"],"banner_color_gradient_style":["linear"],"banner_color_gradient_angle":["vertical"],"banner_size":["false"],"banner_source":["no-image"],"banner_parallax":["false"],"footer_color_gradient":["single"],"footer_color_gradient_style":["linear"],"footer_color_gradient_angle":["vertical"],"footer_size":["false"],"footer_source":["no-image"],"footer_parallax":["false"],"_theme_options_build":["69ba9813df9d6"],"wpb_post_views_count":["3236"],"_thumbnail_id":["8359"],"_last_translation_edit_mode":["native-editor"],"_edit_lock":["1760044304:1"],"_edit_last":["1"],"_wp_page_template":["default"],"_yoast_wpseo_content_score":["60"],"_yoast_wpseo_keywordsynonyms":["[\"\"]"],"_yoast_wpseo_estimated-reading-time-minutes":["4"],"_wpml_media_has_media":["1"],"pl_view_post":["1238"],"_wpb_shortcodes_custom_css_updated":["1"],"_yoast_indexnow_last_ping":["1776158254"],"_monsterinsights_skip_tracking":["0"],"_wpml_media_featured":["1"],"_wpml_media_duplicate":["1"],"_wpml_location_migration_done":["1"],"_monsterinsights_sitenote_active":["0"],"_uf_disable_surveys":[""],"_wpb_post_custom_layout":["default"],"_yoast_wpseo_primary_category":[""],"_yoast_wpseo_focuskw":["credit nevoi personale"],"_yoast_wpseo_title":["Ai nevoie de bani? 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