{"id":8533,"date":"2021-01-06T14:18:54","date_gmt":"2021-01-06T12:18:54","guid":{"rendered":"https:\/\/newcredit.ro\/termeni-si-conditii\/"},"modified":"2025-05-02T14:54:04","modified_gmt":"2025-05-02T11:54:04","slug":"general-terms-and-conditions","status":"publish","type":"page","link":"https:\/\/newcredit.ro\/en\/general-terms-and-conditions\/","title":{"rendered":"General terms and conditions"},"content":{"rendered":"
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Personal loan, mortgage loan, car loan – NewCredit<\/span><\/p>\n

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1. Personal information<\/strong><\/h3>\n

You agree that the provision of services or products will begin immediately after all required registration formalities have been completed. The information provided must be correct. By calling for registration, you are required to provide us with the correct name, address and other information useful or required by law to conduct contracts. For correcting or updating this information, please visit www.newcredit.ro<\/a> by accessing your account and using your personal password, you are responsible for all actions resulting from the use of this information. S.C. VREAU CREDIT S.R.L. cannot be held responsible for errors resulting from user negligence regarding the security and confidentiality of the account and access data.<\/p>\n

2.Security of personal data – <\/strong>NewCredit – Personal loan, mortgage loan, refinancing, car loan –<\/strong><\/h3>\n

Your personal data will be used by S.C. VREAU CREDIT S.R.L. to confirm your orders; inform you by email, post mail or other means of communication; with information about subsequent actions, about the production of statistical reports, etc.<\/p>\n

Your personal data may be forwarded to law enforcement authorities for the purpose of verifying commercial transactions or other lawful authorities to perform any legitimate verification.<\/p>\n

Data provided by customers is strictly confidential. S.C. VREAU CREDIT S.R.L. commits itself to its customers not to provide these data to third parties or companies and to use them strictly for the use of the business relationship between the customer and S.C. VREAU CREDIT S.R.L.<\/p>\n

This site uses security measures against the loss, alteration or misuse of information under our control.<\/h3>\n

S.C. VREAU CREDIT S.R.L. undertakes to respect your rights under the 677\/2001 law and upon your request sent to office@newcredit.ro<\/a> undertakes to: rectify, update, block, delete or transform into anonymous data, free of charge, the data whose processing does not comply with the provisions of 677\/2001 law on the protection of individuals regarding to the processing of personal data and the free movement of such data; to stop processing your personal data.<\/p>\n

S.C. VREAU CREDIT S.R.L. certifies that it will respect the rights conferred by Law no. 677\/2001 on the protection of individuals regarding to the processing of personal data and the free movement of such data; the rights conferred by Law no. 365\/2002 on electronic commerce; the rights conferred by the Ordinance no. 130\/2000 on the protection of consumers when concluding and executing distance contracts with subsequent amendments.<\/p>\n

These rights include (the enumeration is not limitative):<\/h3>\n

a) The right to ask S.C. VREAU CREDIT S.R.L. to confirm whether or not it processes your personal data, free of charge for one request per year.<\/p>\n

b) The right to request S.C. VREAU CREDIT S.R.L. to rectify, update, block or delete, free of charge, those data provided whose processing does not comply with the provisions of Law no. 677\/2001.<\/p>\n

c) The right to require S.C. VREAU CREDIT S.R.L. to terminate the processing of your personal data, free of charge.<\/p>\n

ANY ATTEMPT ON ACCESSING OTHER USERS PERSONAL DATA; MODIFYING www.newcredit.ro<\/a> WEBSITE, OR AFFECTING THE PERFORMANCE OF THE SERVER ON WITCH www.newcredit.ro<\/a> IS HOSTED SHOULD BE CONSIDERED A FRAUD ATTEMPT TO THE INTEGRITY OF www.newcredit.ro<\/a> WEBSITE AND SHOULD INVOLVE PENAL INVESTIGATION AGAINST THOSE WHO HAVE DONE THIS.<\/p>\n

3.Copyright <\/strong>– <\/strong>NewCredit – Personal loan, mortgage loan, refinancing, car loan –<\/strong><\/h3>\n

The entire content of www.newcredit.ro<\/a> – images, texts, graphics, symbols, web graphics, scripts, programs and other data – is the property of S.C. VREAU CREDIT S.R.L. and its suppliers and it’s protected by the copyright law, also by intellectual and industrial property laws. The use of any of the items listed above without S.C. VREAU CREDIT S.R.L. consent is punishable under the laws in force.<\/p>\n

4. Access to the site <\/strong>– <\/strong>NewCredit – Personal loan, mortgage loan, refinancing, car loan –<\/strong><\/h3>\n

S.C. VREAU CREDIT S.R.L. warrants to the user a limited and personal access to this site and does not grant them: the right to download partially or completely; the right to modify the site; reproduce the site in whole or in part; copy, to sell \/ resell or exploit the site in any other manner for commercial purposes or against the interests of S.C. VREAU CREDIT S.R.L. without its prior written consent.<\/p>\n

5. Payment of services <\/strong>– <\/strong>NewCredit – Personal loan, mortgage loan, refinancing, car loan –<\/strong><\/h3>\n

Payment of services under these Terms and Conditions may be made online with your card or through online payment services provided by third parties (for example, Paypal).<\/p>\n

If you pay online with your credit \/ debit card, you will need to fill in a form with the credit card details. If the card transaction has been successful, the following screen gives you the relevant information for your order.<\/p>\n

Taxes and commissions are charged to each party under the payment service policies. Seller’s fees will be charged to the seller, customer’s will be charged to customers.<\/p>\n

6. Privacy policy <\/strong>– <\/strong>NewCredit – Personal loan, mortgage loan, refinancing, car loan –<\/strong><\/h3>\n

S.C. VREAU CREDIT S.R.L. is the author of this website and has all the legal rights that are recognized to the authors.<\/p>\n

The visitor uses the site at his own risk, S.C. VREAU CREDIT S.R.L. being free of any liability for any direct or indirect damage caused by the usage or accessing this site or the usage of the information on this site.<\/p>\n

S.C. VREAU CREDIT S.R.L. does not give any guarantee for the content and for the usage of this site; the materials presented are just informative.<\/p>\n

Product information, features, and pricing correspond to reality at the time of uploading them on the site or updating them in various pages of the site. This kind of data is provided for information purposes only and is not and should not be taken as a contractual offer of products or services offered by S.C. VREAU CREDIT S.R.L.<\/p>\n

S.C. VREAU CREDIT S.R.L. is not responsible for the errors or omissions that may occur in the writing of the materials on the site.<\/p>\n

S.C. VREAU CREDIT S.R.L. collects information on this website, in accordance with Romanian legislation. The site places a “cookie” on the visitor’s computer, that is, a small file used strictly for the automatic authentication of the user at subsequent visits.<\/p>\n

Data collection is done by:<\/h3>\n

– User registration form. The data is used to send information and send attractive offers from S.C. VREAU CREDIT S.R.L. (according to user preferences).<\/p>\n

– Contact form. The data sent by the user will be used by S.C. VREAU CREDIT S.R.L. for further contact.<\/p>\n

The collected information is used to optimize the site and services offered by S.C. VREAU CREDIT S.R.L. and its partners. By accessing this site you agree to the usage of the information collected by S.C. VREAU CREDIT S.R.L. for the above mentioned purposes.<\/p>\n

The IP addresses of visitors are used by S.C. VREAU CREDIT S.R.L. for good site management and for internal use statistics that allow us to better serve our clients.<\/p>\n

S.C. VREAU CREDIT S.R.L. is not responsible for the content and usage of the sites that are linked to S.C. VREAU CREDIT S.R.L.<\/h3>\n

The privacy policy of those sites may be different from S.C. VREAU CREDIT S.R.L.’s privacy policy.<\/p>\n

The fact that S.C. VREAU CREDIT S.R.L. has links to other sites does not mean that S.C. VREAU CREDIT S.R.L. maintains, approves or is responsible for the content on those sites or for their use.<\/p>\n

The user receives e-mail from S.C. VREAU CREDIT S.R.L. only after completing the registration form and choosing a particular distribution list. S.C. VREAU CREDIT S.R.L. reserves the right to no longer send mail to certain users without providing any explanation or prior notice and without being held responsible for not receiving or delaying such messages. A message is a newsletter sent to multiple users subscribed to the mailing lists.<\/p>\n

The site of S.C. VREAU CREDIT S.R.L. is protected by the newest and most powerful security techniques and methods. Personal information sent by users on this site is protected by both online and offline use of the site. S.C. VREAU CREDIT S.R.L. takes the necessary and possible diligence to protect the personal information of the visitors of the site.<\/p>\n

This Privacy Policy is subject to the Romanian domestic law. In the event of litigation, an amicable settlement first will be attempted within 30 business days of filing the complaint at S.C. VREAU CREDIT S.R.L.<\/p>\n

In case no agreement is reached after the passing of this term, the issue will be passed to the court of the same administrative structure with S.C. VREAU CREDIT S.R.L.<\/p>\n

S.C. VREAU CREDIT S.R.L. reserves the right to modify and update at any time the content of this website, as well as the Privacy Policy and the Legal Terms without any prior notice.<\/p>\n

7. Litigation<\/strong><\/h3>\n

Any dispute arising out of the use of this service will be settled amicably. If the conflict has not been settled amicably, jurisdiction lies with the Romanian courts.<\/p>\n

By agreeing to these Terms and Conditions, the client assumes all these risks.<\/p>\n

8. Reporting abuse<\/strong><\/h3>\n

Any referral or complaint relating to any of the websites hosted by S.C. VREAU CREDIT S.R.L.’s servers or infrastructure must meet the following requirements:<\/p>\n

▪ Provide full identification data of the person or company making the complaint \/ complaint or considering it to be prejudiced (in the case of individuals: name, surname, home address, commercial companies: full name, CUI, as well as empowered contact details).<\/p>\n

▪ The complainant will have to provide S.C. VREAU CREDIT S.R.L. with clear evidence that the activities in question are illegal and a detailed description of them.<\/p>\n

▪ If the claimant expressly requests the deletion of the content or blocking access to the Internet for the content incriminated, and this action will cause harm to a third party, the claimant will be solely responsible for that damage. Because of this, the claimant will submit to S.C. VREAU CREDIT S.R.L. a statement on his own responsibility, in which he will assume all responsibility for any damage that may result from this action.<\/p>\n

The notifications will be sent in physical form to our address on Bd. Unirii, nr. 61, Sector 3, București<\/p>\n

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Find out more ABOUT US<\/strong><\/a><\/p>\n

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Personalised financial solutions<\/p>\n

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New Credit<\/strong> offers consultancy in order to obtain credit solutions, offering all types of loans—from unsecured personal loans, consumer loans, and secured loans to refinancing, ‘Noua Casă,’ and credit cards—designed to meet diverse financing needs.<\/p>\n

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NewCredit – Personal loan, mortgage loan, refinancing, car loan –<\/strong><\/h3>\n
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With over 10 years of experience in finance, especially in personal loans, we have over ten thousand satisfied clients who turn to us whenever they need a banking product or financial advice.<\/p>\n

We’re here to help you with a personal loan, a credit card, or refinancing an existing loan.<\/p>\n

We assess your situation and provide the best loan options for you and your family. We partner with major banks, working together to find the best offer tailored to your needs.”<\/p>\n<\/div>\n<\/div>\n

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Visit our Facebook<\/a> page in order to get the whole NewCredit experience.<\/strong><\/p>\n

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Personal loan, mortgage loan, car loan – NewCredit 1. Personal information You agree that the provision of services or products will begin immediately after all required registration formalities have been completed. The information provided must be correct. 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