{"id":8492,"date":"2021-01-06T14:06:59","date_gmt":"2021-01-06T12:06:59","guid":{"rendered":"https:\/\/newcredit.ro\/credit-ipotecar\/"},"modified":"2025-10-10T13:06:26","modified_gmt":"2025-10-10T10:06:26","slug":"mortgage-loan","status":"publish","type":"page","link":"https:\/\/newcredit.ro\/en\/mortgage-loan\/","title":{"rendered":"MORTGAGE LOAN"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row fullwidth=&#8221;true&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1760090783777{margin-bottom: 0px !important;}&#8221;]\n\t\t\t\t<p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t\t<sr7-module data-alias=\"imo-en\" data-id=\"25\" id=\"SR7_25_1\" data-version=\"7.0.4\">\n\t\t\t\t\t<sr7-adjuster><\/sr7-adjuster>\n\t\t\t\t\t<sr7-content>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_25_1-20\" data-key=\"20\">\n\t\t\t\t\t\t\t<sr7-bg id=\"SR7_25_1-20-8\" class=\"sr7-layer\"><noscript><img decoding=\"async\" src=\"https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/imo.jpg\" alt=\"\" title=\"imo\"><\/noscript><\/sr7-bg>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_25_1-20-2\" class=\"sr7-layer\">Your reliable specialist in obtaining bank loans!<\/sr7-txt>\n\t\t\t\t\t\t\t<a id=\"SR7_25_1-20-7\" class=\"sr7-layer\" href=\"http:\/\/www.newcredit.ro\/en\/apply-now\/\" target=\"_self\" rel=\"nofollow\">APPLY NOW!<\/a>\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_25_1-47\" data-key=\"47\">\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t<\/sr7-content>\n\t\t\t\t\t<image_lists style=\"display:none\">\n\t\t\t\t\t\t<img data-src=\"\/\/newcredit.ro\/wp-content\/uploads\/2021\/09\/logo-bb-en.png\" data-libid=\"8471\" title=\"logo-bb-en\" width=\"0\" height=\"0\" data-dbsrc=\"Ly9uZXdjcmVkaXQucm8vd3AtY29udGVudC91cGxvYWRzLzIwMjEvMDkvbG9nby1iYi1lbi5wbmc=\"\/>\n\t\t\t\t\t\t<img data-src=\"\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/imo.jpg\" data-libid=\"7954\" data-lib=\"medialibrary\" title=\"imo\" width=\"0\" height=\"0\" data-dbsrc=\"Ly9uZXdjcmVkaXQucm8vd3AtY29udGVudC91cGxvYWRzLzIwMjEvMDEvaW1vLmpwZw==\"\/>\n\t\t\t\t\t<\/image_lists>\n\t\t\t\t<\/sr7-module>\n\t\t\t\t<script>\n\t\t\t\t\twindow.SR7??={}; SR7.PMH ??={}; SR7.PMH[\"SR7_25_1\"] = {cn:100,state:false,fn: function() { if (window._tpt!==undefined && window._tpt.prepareModuleHeight !== undefined) {  _tpt.prepareModuleHeight({id:\"SR7_25_1\",el:[500,500,768,960,720],type:'standard',shdw:'1',gh:[500,500,\"#a\",\"#a\",\"#a\"],gw:[1920,1920,\"#a\",\"#a\",\"#a\"],vpt:['-200px'],size:{fullWidth:true, fullHeight:false},mh:',,,,',onh:0,onw:0,bg:{color:'{\"orig\":\"transparent\",\"type\":\"solid\",\"string\":\"transparent\"}'},plType:'0',plColor:'#FFFFFF'});   SR7.PMH[\"SR7_25_1\"].state=true;} else if(SR7.PMH[\"SR7_25_1\"].cn-->0)\tsetTimeout( SR7.PMH[\"SR7_25_1\"].fn,19);}};SR7.PMH[\"SR7_25_1\" ].fn();\n\t\t\t\t<\/script>\n[\/vc_column_text][mk_padding_divider size=&#8221;30&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][mk_padding_divider size=&#8221;30&#8243;][vc_column_text css=&#8221;.vc_custom_1760090746320{margin-bottom: 0px !important;}&#8221;]\n<p style=\"text-align: justify;\"><strong>Mortgage lending is globally the most common form of lending for the purchase of a house, being also the safest form of lending from the point of view of the financing bank and, therefore, with the highest degree of success.<\/strong><\/p>\n<p style=\"text-align: justify;\">You can look at mortgage loan as a safe investment alternative. Basically, the monthly loan installments can be similar to the amounts normally due on rent, thus turning the property right into a direct and immediate advantage!<\/p>\n<p style=\"text-align: justify;\">We can offer you several options, selected from over 25 real estate loan offers from partner banks.<\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1760090399845{margin-bottom: 0px !important;}&#8221;]\n<div class=\" vc_custom_1630933929026\">\n<div id=\"text-block-405\" class=\"mk-text-block jupiter-donut- \">\n<h2>Lending conditions:<\/h2>\n<\/div>\n<\/div>\n[\/vc_column_text][mk_custom_list style=&#8221;mk-moon-checkbox&#8221; align=&#8221;left&#8221;]\n<ul>\n<li>credit currency: EUR\/USD<\/li>\n<li>maximum value: unlimited<\/li>\n<li>minimum advance: 15%; 0% if another property is brought as collateral<\/li>\n<li>variable interest rate: starts at 4.28%<\/li>\n<li>fixed interest in the first years (5 years \/ 10 years): starts from 4.65%<\/li>\n<li>maximum loan period: 35 years<\/li>\n<li>average approval time: 10 days<\/li>\n<li>free life insurance for the duration of the loan (depending on the bank chosen)<\/li>\n<li>the lowest costs<\/li>\n<li>possibility to negotiate interest and credit costs<\/li>\n<li>financing up to 100% of the purchase price of the desired property (if another property is included as collateral)<\/li>\n<\/ul>\n[\/mk_custom_list][mk_padding_divider size=&#8221;30&#8243;][\/vc_column][\/vc_row][mk_page_section bg_color=&#8221;#103045&#8243; border_color=&#8221;#fec419&#8243; bg_position=&#8221;left bottom&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_stretch=&#8221;true&#8221; enable_3d=&#8221;true&#8221; min_height=&#8221;30&#8243; padding_top=&#8221;0&#8243; padding_bottom=&#8221;0&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column width=&#8221;2\/3&#8243;][mk_padding_divider visibility=&#8221;visible-dt&#8221;][vc_column_text css=&#8221;.vc_custom_1610120695986{margin-bottom: 0px !important;}&#8221;]\n<h2><span style=\"color: #fec419;\">Customized financial solutions<br \/>\n<\/span><\/h2>\n[\/vc_column_text][mk_padding_divider size=&#8221;30&#8243; visibility=&#8221;visible-dt&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][mk_padding_divider size=&#8221;30&#8243; visibility=&#8221;visible-dt&#8221;][mk_image src=&#8221;https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/09\/buta-en.png&#8221; image_size=&#8221;full&#8221; link=&#8221;https:\/\/newcredit.ro\/en\/apply-now\/&#8221; align=&#8221;center&#8221; margin_bottom=&#8221;0&#8243;][mk_padding_divider size=&#8221;30&#8243; visibility=&#8221;visible-dt&#8221;][\/vc_column][\/mk_page_section][mk_page_section vertical_align=&#8221;center&#8221; bg_image=&#8221;https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/backg-scaled.jpg&#8221; bg_color=&#8221;#fec419&#8243; border_color=&#8221;#103045&#8243; bg_position=&#8221;center center&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_stretch=&#8221;true&#8221; enable_3d=&#8221;true&#8221; full_width=&#8221;true&#8221; js_vertical_centered=&#8221;true&#8221; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/12&#8243;][mk_padding_divider size=&#8221;30&#8243;][vc_column_text css=&#8221;.vc_custom_1713082224249{margin-bottom: 0px !important;}&#8221;]<a href=\"https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a.png\"><img decoding=\"async\" class=\"size-medium wp-image-7937 aligncenter\" src=\"https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a-248x300.png\" alt=\"Credit nevoi personale\" width=\"248\" height=\"300\" srcset=\"https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a-248x300.png 248w, https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a-20x24.png 20w, https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a-30x36.png 30w, https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a-40x48.png 40w, https:\/\/newcredit.ro\/wp-content\/uploads\/2021\/01\/phone600a.png 600w\" sizes=\"(max-width: 248px) 100vw, 248px\" \/><\/a>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1751544546968{margin-bottom: 0px !important;}&#8221;]\n<p style=\"text-align: center;\">Find out more\u00a0<a href=\"https:\/\/newcredit.ro\/en\/about-us\/\"><strong>ABOUT US<\/strong><\/a><\/p>\n[\/vc_column_text][mk_padding_divider size=&#8221;30&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;7\/12&#8243;][mk_padding_divider size=&#8221;30&#8243;][mk_fancy_title color=&#8221;#103045&#8243; size=&#8221;48&#8243; force_font_size=&#8221;true&#8221; size_tablet=&#8221;40&#8243; size_phone=&#8221;25&#8243; font_weight=&#8221;300&#8243; txt_transform=&#8221;none&#8221; letter_spacing=&#8221;2&#8243; font_family=&#8221;none&#8221; align=&#8221;center&#8221;]Personalised financial solutions[\/mk_fancy_title][vc_column_text align=&#8221;center&#8221; css=&#8221;.vc_custom_1751544566851{margin-bottom: 0px !important;}&#8221;]\n<div class=\" vc_custom_1729844936339\">\n<div id=\"text-block-51\" class=\"mk-text-block jupiter-donut- \">\n<p style=\"text-align: center;\"><strong>New Credit<\/strong>\u00a0offers consultancy in order to obtain credit solutions, offering all types of loans\u2014from unsecured personal loans, consumer loans, and secured loans to refinancing, \u2018Noua Cas\u0103,\u2019 and credit cards\u2014designed to meet diverse financing needs.<\/p>\n<\/div>\n<\/div>\n[\/vc_column_text][mk_padding_divider size=&#8221;15&#8243;][vc_column_text css=&#8221;.vc_custom_1751544579938{margin-bottom: 0px !important;}&#8221;]\n<h3 style=\"text-align: center;\"><strong style=\"font-size: 16px;\">NewCredit \u2013 Personal loan, mortgage loan, refinancing, car loan \u2013<\/strong><\/h3>\n[\/vc_column_text][mk_padding_divider size=&#8221;15&#8243;][vc_column_text css=&#8221;.vc_custom_1751544593970{margin-bottom: 0px !important;}&#8221;]\n<div class=\" vc_custom_1610405731999\">\n<div id=\"text-block-8\" class=\"mk-text-block jupiter-donut- \">\n<p style=\"text-align: center;\">With over 10 years of experience in finance, especially in personal loans, we have over ten thousand satisfied clients who turn to us whenever they need a banking product or financial advice.<\/p>\n<p style=\"text-align: center;\">We\u2019re here to help you with a personal loan, a mortgage loan, a car loan, a credit card, or refinancing an existing loan.<\/p>\n<p style=\"text-align: center;\">We assess your situation and provide the best loan options for you and your family. We partner with major banks, working together to find the best offer tailored to your needs.\u201d<\/p>\n<\/div>\n<\/div>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1751544604298{margin-bottom: 0px !important;}&#8221;]\n<div class=\" vc_custom_1729845477808\">\n<div id=\"text-block-56\" class=\"mk-text-block jupiter-donut- \">\n<p style=\"text-align: center;\"><strong>Visit our\u00a0<a href=\"https:\/\/www.facebook.com\/vreaunewcredit\/\">Facebook<\/a>\u00a0page in order to get the whole NewCredit experience.<\/strong><\/p>\n<\/div>\n<\/div>\n[\/vc_column_text][mk_padding_divider size=&#8221;30&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/mk_page_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row fullwidth=&#8221;true&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1760090783777{margin-bottom: 0px !important;}&#8221;][\/vc_column_text][mk_padding_divider size=&#8221;30&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][mk_padding_divider size=&#8221;30&#8243;][vc_column_text css=&#8221;.vc_custom_1760090746320{margin-bottom: 0px !important;}&#8221;] Mortgage lending is globally the most common form of lending for the purchase of a house, being also the safest form of lending from the point of view of the financing bank and, therefore, with the highest degree of success. You can look at mortgage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"rs_blank_template":"","rs_page_bg_color":"","slide_template_v7":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-8492","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Apply for a Mortgage Loan Online \u2013 Fast &amp; Reliable | NewCredit<\/title>\n<meta name=\"description\" content=\"Find the right mortgage loan for your needs with NewCredit. 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